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WE UPDATED OUR PRIVACY POLICY ON March 26th, 2025.

Smart Credit Solutions, LLC ("Smart Credit Solutions," "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, store, disclose, and safeguard your information when you visit our website (www.mysmartcreditrepair.com) or use our services. By accessing our website or using our services, you agree to this Privacy Policy.


INFORMATION WE COLLECT

We may collect the following types of personal information:

Personal Identification Information: Name, email address, phone number, postal address, and payment information.

Account Information: Username, password, account preferences, and settings.

Transaction Information: Details related to purchases or services requested.

Usage Data: Information on how you interact with our website, such as IP addresses, browser type, device type, access times, and pages viewed.

Communications: Records of communications with us, including customer support inquiries and feedback.


HOW WE COLLECT INFORMATION

We collect information directly from you when you register, make a purchase, sign up for newsletters, or interact with our services. We also use automated technologies like cookies, web beacons, and similar tracking tools to collect data automatically as you use our website.


USE OF YOUR INFORMATION

We use the collected information to:

Provide, operate, and maintain our website and services.

Improve, personalize, and expand our website and services.

Communicate with you for customer service, updates, promotional materials, and other information.

Process your transactions and send related information, including confirmations and invoices.

Protect against fraud, unauthorized transactions, and other illegal activities.

Comply with legal obligations and enforce our Terms & Conditions.


SHARING YOUR INFORMATION

We may share your information with:

Our authorized coaches, associates, and affiliates to facilitate the provision of our services.

Third-party service providers who perform services on our behalf, including payment processing, data analysis, email delivery, hosting services, customer support, and marketing assistance.

Third-party affiliates from whom we earn commissions when users purchase through provided affiliate links.

Regulatory authorities, law enforcement, or other parties when legally required or necessary to protect our rights.


SECURITY OF YOUR INFORMATION

We employ robust security measures, including encryption, to protect your personal information from unauthorized access, disclosure, or misuse. While we strive for security, no transmission over the internet is 100% secure, and we cannot guarantee absolute security.


RETENTION OF INFORMATION

We retain your personal information only for as long as necessary for the purposes outlined in this Privacy Policy or as required by law.


THIRD-PARTY WEBSITES

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of third-party sites. Please review their privacy policies independently.


CHILDREN’S PRIVACY

Our website and services are not directed to individuals under 18 years of age, and we do not knowingly collect information from minors.


YOUR RIGHTS

You may have the right to access, modify, or delete personal information we hold about you. To exercise these rights, please contact us using the details below.


DATA BREACH NOTIFICATION

In the event of a data breach involving your personal information, we will notify you promptly via email or by posting a clear notice on our website. We will take all reasonable measures to investigate and resolve the issue as swiftly as possible.


DO NOT TRACK SIGNALS

Our website does not currently respond to "Do Not Track" signals sent by your browser. Please refer to your browser's settings for information on managing your privacy preferences.


UPDATES TO THIS POLICY

We may update this Privacy Policy periodically. We will notify you of significant changes via email or prominent notice on our website. Your continued use of our services after updates are posted constitutes your acceptance of the changes.


CONTACT US

If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us:

Smart Credit Solutions, LLC

Email: contact@mysmartcreditrepair.com

Phone: 888-844-8833

Address: 15941 Harlem Ave. Tinley Park, IL 60477